Until recently, the status quo for maintaining safety on our roads was limited. Drivers and regulatory authorities have employed analog, digital and administrative solutions to prevent distracted driving. While these solutions have been a great first step forward, they have proven to be only partially effective due to their shortcomings. The next generation of solutions is starting to emerge with the continued advancement of - you guessed it - artificial intelligence and other new mobile technologies. Let’s review the current status quo solutions that are in place now.

By a stroke of luck, this year, I had the rare privilege to interview the legendary Steve Wozniak at the Dig-In "The Digital Transformation of Insurance" conference in Austin, Texas. What a treat! Woz shared some amazing insights on what’s next in tech, what makes a successful startup, why big companies often fail to nurture new ideas, which letters he likes in AI, and whether Socrates would crack jokes on a coast to coast ride with him. Since this was a Digital Insurance conference, the key question was of course about the digital future of insurance and Steve weighed in on how quickly he thought insurers wold be able to transform their services into an always-on fully digital model.